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Insurance built for music gear.
  • In partnership withD'Addario
  • Administered byBolton Street Programs
  • Supported byAccelerant Risk Exchange
OUR COVERAGE DETAILS

All risks

Ramble protects against theft, loss, accidental breakage, vandalism, fire, flood, earthquakes, and more.

Global coverage

Your equipment is automatically covered anywhere in the world—at home, in the studio, on the road, as checked airline baggage, or when being shipped.

All gear

We cover any instrument you can imagine, plus recording gear, consoles, mics, sound and lighting equipment, cameras, computers, cables, and more.

Premium support

Our team is always here to help. Real support when you need it, reachable by email or phone—and we know how to pronounce Moog.

HOW IT WORKS

Step 1. Upload your collection of gear.

Snap photos, drop us a spreadsheet, or just describe what you've got! We'll identify everything and build out your collection in no time.

Teenage Engineering CM-15 Large Diaphragm USB Supercardioid Condenser Microphone 1
Teenage Engineering CM-15 Large Diaphragm USB Supercardioid Condenser Microphone 2
Teenage Engineering CM-15 Large Diaphragm USB Supercardioid Condenser Microphone 3

Teenage Engineering

$1,200

CM-15 Large Diaphragm USB Supercardioid Condenser Microphone

AKG C 414 B-ULS 1

AKG

$800

C 414 B-ULS

Fender Precision Bass 1
Fender Precision Bass 2
Fender Precision Bass 3

Fender

$1,100

Precision Bass

Akai MPC Live III 1

Akai

$1,200

MPC Live III

Universal Audio Apollo x4 1
Universal Audio Apollo x4 2

Universal Audio

$1,200

Apollo x4

Gibson SG Standard 1
Gibson SG Standard 2

Gibson

$950

SG Standard

Neural DSP Quad Cortex 1
Neural DSP Quad Cortex 2

Neural DSP

$1,600

Quad Cortex

UDO Audio Super Gemini 1
UDO Audio Super Gemini 2
UDO Audio Super Gemini 3

UDO Audio

$4,100

Super Gemini

Roland VG-8EX V-Guitar System 1

Roland

$240

VG-8EX V-Guitar System

Sequential Pro-3 1
Sequential Pro-3 2

Sequential

$1,800

Pro-3

Fender Stratocaster 1
Fender Stratocaster 2

Fender

$900

Stratocaster

Fender Standard Telecaster 1
Fender Standard Telecaster 2

Fender

$700

Standard Telecaster

Moog Little Phatty Stage II 1
Moog Little Phatty Stage II 2

Moog

$1,200

Little Phatty Stage II

Roland V-Drums TD-27KV Electronic Drum Set 1

Roland

$1,500

V-Drums TD-27KV Electronic Drum Set

Korg Expressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller 1
Korg Expressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller 2
Korg Expressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller 3

Korg

$4,500

Expressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller

Audio-Technica ATH-M50x Professional Monitor Headphones 1

Audio-Technica

$120

ATH-M50x Professional Monitor Headphones

Xotic Effects SP Compressor 1

Xotic Effects

$110

SP Compressor

Korg Volca Beats 1

Korg

$90

Volca Beats

EarthQuaker Devices Data Corrupter 1

EarthQuaker Devices

$180

Data Corrupter

Morley Classic Wah 1

Morley

$90

Classic Wah

Roland GR-1 Guitar Synthesizer 1

Roland

$350

GR-1 Guitar Synthesizer

Sennheiser HD 800 1

Sennheiser

$250

HD 800

Casio VL-1 1
Casio VL-1 2

Casio

$70

VL-1

Arturia MiniLab 3 Alpine White 1

Arturia

$90

MiniLab 3 Alpine White

Boss SY-1000 Guitar Synthesizer 1

Boss

$900

SY-1000 Guitar Synthesizer

Shure SM58 1

Shure

$90

SM58

Zoom H6 Portable Recorder 1

Zoom

$300

H6 Portable Recorder

DigiTech WH-4 Whammy (4th Gen) 1

DigiTech

$150

WH-4 Whammy (4th Gen)

Shure 520DX "Green Bullet" 1

Shure

$120

520DX "Green Bullet"

Knas Ekdahl Moisturizer 1
Knas Ekdahl Moisturizer 2

Knas

$500

Ekdahl Moisturizer

Empress Echosystem 1

Empress

$390

Echosystem

ISP Technologies Decimator II 1

ISP Technologies

$90

Decimator II

Keeley Compressor Plus 1

Keeley

$130

Compressor Plus

Xotic Effects EP Booster 1

Xotic Effects

$85

EP Booster

Walrus Audio Julianna 1

Walrus Audio

$240

Julianna

TC Electronic PolyTune 2 Mini 1

TC Electronic

$70

PolyTune 2 Mini

Chase Bliss Audio Generation Loss MKII 1

Chase Bliss Audio

$400

Generation Loss MKII

TC Electronic Ditto Looper 1

TC Electronic

$70

Ditto Looper

JHS Packrat 1

JHS

$200

Packrat

Walrus Audio Polychrome 1

Walrus Audio

$290

Polychrome

Electro-Harmonix Holy Grail 1

Electro-Harmonix

$70

Holy Grail

Chase Bliss Audio Habit 1

Chase Bliss Audio

$340

Habit

Jason Moser Ten Years 1

Jason Moser

$800

Ten Years

EarthQuaker Devices Data Corrupter 1

EarthQuaker Devices

$180

Data Corrupter

TC Electronic Hall Of Fame Reverb 1

TC Electronic

$95

Hall Of Fame Reverb

Origin Effects Cali76 Compact Bass Compressor 1

Origin Effects

$190

Cali76 Compact Bass Compressor

DigiTech Luxe 1

DigiTech

$100

Luxe

EarthQuaker Devices Hoof V1 1

EarthQuaker Devices

$120

Hoof V1

TC Helicon Duplicator - Vocal Effects Stompbox 1

TC Helicon

$120

Duplicator - Vocal Effects Stompbox

Boss RE-2 Space Echo 1

Boss

$199

RE-2 Space Echo

Meris LVX Modular Delay System Pedal 1
Meris LVX Modular Delay System Pedal 2
Meris LVX Modular Delay System Pedal 3

Meris

$799

LVX Modular Delay System Pedal

Step 2. Choose what you'd like covered.

Insure your whole rig or just the pieces that matter.

Step 3. Apply in seconds.

Five quick questions. Submit and you're done! Get approved in one business day or less.

AND BEYOND

Manage, share, and insure your collection, all in one place.

CONCIERGE

Insuring something extraordinary?

Rare instruments, a full studio, a touring rig — if your collection needs white-glove handling, our concierge team will catalog everything for you and walk you through coverage personally.

By signing in, you acknowledge that you agree to our Privacy Policy and Terms of service.

ALL GEAR
  • Grand pianos
  • Violins
  • Drum kits
  • Trumpets
  • DJ decks & turntables
  • Guitar pedals
  • Studio monitors
  • PA speakers
  • Lighting consoles
  • Laptops & workstations
  • Vintage synthesizers
  • Upright pianos
  • Violas
  • Snare drums
  • Trombones
  • CDJs & media players
  • Pedalboards
  • Mixing consoles
  • Subwoofers
  • DMX controllers
  • External drives & RAIDs
  • Rare guitars
  • Digital pianos
  • Cellos
  • Cymbals
  • Saxophones
  • DJ mixers
  • Amp heads
  • Recording consoles
  • Stage monitors
  • Fog & haze machines
  • DAW controllers
  • Custom shop instruments
  • Stage pianos
  • Double basses
  • Congas & bongos
  • Flutes
  • Drum machines
  • Combo amps
  • Audio interfaces
  • Power amps
  • Portable recorders
  • Signed memorabilia
  • Keyboards & synths
  • Harps
  • Marimbas
  • Clarinets
  • Samplers
  • Bass amps
  • Microphones
  • Wireless systems
  • Sound modules
  • Tour-worn instruments
  • Modular synths
  • Acoustic guitars
  • Vibraphones
  • French horns
  • Grooveboxes
  • Preamps & DI boxes
  • Ribbon mics
  • In-ear monitor systems
  • Vinyl collections
  • Autographed albums
  • Hammond organs
  • Electric guitars
  • Electronic drum pads
  • Bagpipes
  • MIDI controllers
  • Rack effects
  • Tube mics
  • Speaker processors
  • Concert posters
  • Harpsichords
  • Bass guitars
  • Orchestral percussion
  • Harmonicas
  • Theremins
  • 500-series modules
  • Patch bays
  • Cable snakes
  • Road cases
  • Ukuleles
  • Marching band gear
  • Melodicas
  • Eurorack modules
  • Outboard gear
  • Studio headphones
  • Folk & ethnic instruments
  • Mandolins
  • Sitar & world instruments
  • Leslie speakers
  • Isolation cabinets
  • Banjos
  • Pedal steel guitars
PRICING

$ a year gets you over $ in annual coverage.

For illustration only. Amounts above are estimates based on Instruments & Equipment coverage with a $100 deductible. Policies start at $175/year; your actual premium and coverage depend on your gear, deductible, and application review.

OUR PARTNERS
D'Addario

We've partnered with D'Addario, one of the most respected names in music, to bring Ramble collection and insurance services to over 600,000 Players Circle members.

Accelerant

Ramble's capacity is supported by the Accelerant Risk Exchange, a modern platform that empowers specialty underwriters through advanced analytics and AI-powered insights.

Bolton Street Programs

The Ramble program is administered by Bolton Street Programs, a renowned MGA with decades of experience covering the music industry.

THE FINE PRINT

Do you have a policy? Check the fine print: it likely won't cover your music gear.

Ramble does.

MOST POLICIES EXCLUDE PROFESSIONAL USE

we do not cover any musical instrument or related equipment used in any business pursuit, profession, or while played for compensation, regardless of how often

MOST POLICIES CAP BUSINESS GEAR AT $1,500

for property used or intended for use in a business while on the residence premises, the maximum amount payable in any one loss is $1,500, including instruments held for delivery after sale

MOST POLICIES EXCLUDE ACCIDENTAL DROPS

we cover only physical loss caused by a peril listed in this policy, such as fire, theft, or vandalism; accidental breakage from drops or impact is not included

MOST POLICIES BARELY COVER GEAR ON THE ROAD

for property used in a business while away from the residence premises, the maximum we will pay is $200 per occurrence regardless of the actual value of the items lost

MOST POLICIES EXCLUDE THEFT AWAY FROM HOME

theft of property while at any other residence, in transit, or away from the residence premises is not covered, including loss from an unattended vehicle without visible evidence of forced entry

MOST POLICIES EXCLUDE FLOOD

flood, including but not limited to surface water, waves, tidal water, or overflow of any body of water, is not covered under this policy regardless of cause

MOST POLICIES EXCLUDE EARTHQUAKES

earth movement of any type, including earthquake, volcanic eruption, landslide, or sinkhole, is not covered, regardless of how it occurs

MOST POLICIES PAY DEPRECIATED VALUE, NOT REPLACEMENT

in the event of a covered loss, we will pay no more than the actual cash value of the property less depreciation, and not the cost to replace the item with new

MOST POLICIES HIT YOU WITH HIGH DEDUCTIBLES

the deductible applicable to any one loss is $1,000, which shall be subtracted from any amount we would otherwise pay you

MOST POLICIES CAP RECORDING GEAR AT $5,000

for electronic data processing equipment, including computers, audio interfaces, and recording or storage media, the maximum payable in any one loss is $5,000 regardless of the actual replacement cost

MOST POLICIES DEMAND CURRENT APPRAISALS

coverage above the standard sub-limit requires a current professional appraisal updated within the last five years; without one, the standard sub-limit applies

MOST POLICIES EXCLUDE MYSTERIOUS DISAPPEARANCE

we do not cover any loss where the cause of the loss cannot be identified, including property that has simply disappeared from a known place

COMPARE

Homeowners & Renters insurance have limitations.

Gear coverage capped at $2,000
Professional use excluded
No coverage outside your home
High deductibles
Tedious itemization and appraisals
Ramblemakes sure you're protected.
Affordable coverage without caps
Professional use fully covered
Global coverage wherever you go
Deductibles as low as $100
Easy management and fast approvals

Compare Ramble to other insurers.

Ramble was built from the ground up with musicians' needs in mind.

FAQ

FAQ

Does Ramble cover my gear if…

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