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Insurance built for music gear.
  • In partnership withD'Addario
  • Administered byBolton Street Programs
  • Supported byAccelerant Risk Exchange
THE FINE PRINT

Read the fine print. Your insurance likely doesn't cover music gear. We do.

we do not cover any musical instrument or related equipment used in any business pursuit, profession, or while played for compensation, regardless of how often

for property used or intended for use in a business while on the residence premises, the maximum amount payable in any one loss is $1,500, including instruments held for delivery after sale

we cover only physical loss caused by a peril listed in this policy, such as fire, theft, or vandalism; accidental breakage from drops or impact is not included

for property used in a business while away from the residence premises, the maximum we will pay is $200 per occurrence regardless of the actual value of the items lost

theft of property while at any other residence, in transit, or away from the residence premises is not covered, including loss from an unattended vehicle without visible evidence of forced entry

flood, including but not limited to surface water, waves, tidal water, or overflow of any body of water, is not covered under this policy regardless of cause

earth movement of any type, including earthquake, volcanic eruption, landslide, or sinkhole, is not covered, regardless of how it occurs

in the event of a covered loss, we will pay no more than the actual cash value of the property less depreciation, and not the cost to replace the item with new

the deductible applicable to any one loss is $1,000, which shall be subtracted from any amount we would otherwise pay you

for electronic data processing equipment, including computers, audio interfaces, and recording or storage media, the maximum payable in any one loss is $5,000 regardless of the actual replacement cost

coverage above the standard sub-limit requires a current professional appraisal updated within the last five years; without one, the standard sub-limit applies

we do not cover any loss where the cause of the loss cannot be identified, including property that has simply disappeared from a known place

OUR COVERAGE DETAILS

All risks

Ramble protects against theft, loss, accidental breakage, vandalism, fire, flood, earthquakes, and more.

Global coverage

Your equipment is automatically covered anywhere in the world—at home, in the studio, on the road, as checked airline baggage, or when being shipped.

All gear

We cover any instrument you can imagine, plus recording gear, consoles, mics, sound and lighting equipment, cameras, computers, cables, and more.

Premium support

Our team is always here to help. Real support when you need it, reachable by email or phone—and we know how to pronounce Moog.

HOW IT WORKS

Step 1. Upload your collection of gear.

Snap photos, drop us a spreadsheet, or just describe what you've got! We'll identify everything and build out your collection in no time.

Teenage Engineering CM-15 Large Diaphragm USB Supercardioid Condenser Microphone
Teenage EngineeringCM-15 Large Diaphragm USB Supercardioid Condenser Microphone
Value$1,200
AKG C 414 B-ULS
AKGC 414 B-ULS
Value$800
Fender Precision Bass
FenderPrecision Bass
Value$1,100
Akai MPC Live III
AkaiMPC Live III
Value$1,200
Universal Audio Apollo x4
Universal AudioApollo x4
Value$1,200
Gibson SG Standard
GibsonSG Standard
Value$950
Neural DSP Quad Cortex
Neural DSPQuad Cortex
Value$1,600
UDO Audio Super Gemini
UDO AudioSuper Gemini
Value$4,100
Roland VG-8EX V-Guitar System
RolandVG-8EX V-Guitar System
Value$240
Sequential Pro-3
SequentialPro-3
Value$1,800
Fender Stratocaster
FenderStratocaster
Value$900
Fender Standard Telecaster
FenderStandard Telecaster
Value$700
Moog Little Phatty Stage II
MoogLittle Phatty Stage II
Value$1,200
Roland V-Drums TD-27KV Electronic Drum Set
RolandV-Drums TD-27KV Electronic Drum Set
Value$1,500
Korg Expressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller
KorgExpressive E Osmose 49-key Polyphonic Synthesizer and MIDI Controller
Value$4,500
Audio-Technica ATH-M50x Professional Monitor Headphones
Audio-TechnicaATH-M50x Professional Monitor Headphones
Value$120
Xotic Effects SP Compressor
Xotic EffectsSP Compressor
Value$110
Korg Volca Beats
KorgVolca Beats
Value$90
EarthQuaker Devices Data Corrupter
EarthQuaker DevicesData Corrupter
Value$180
Morley Classic Wah
MorleyClassic Wah
Value$90
Roland GR-1 Guitar Synthesizer
RolandGR-1 Guitar Synthesizer
Value$350
Sennheiser HD 800
SennheiserHD 800
Value$250
Casio VL-1
CasioVL-1
Value$70
Arturia MiniLab 3 Alpine White
ArturiaMiniLab 3 Alpine White
Value$90
Boss SY-1000 Guitar Synthesizer
BossSY-1000 Guitar Synthesizer
Value$900
Shure SM58
ShureSM58
Value$90
Zoom H6 Portable Recorder
ZoomH6 Portable Recorder
Value$300
DigiTech WH-4 Whammy (4th Gen)
DigiTechWH-4 Whammy (4th Gen)
Value$150
Shure 520DX "Green Bullet"
Shure520DX "Green Bullet"
Value$120
Knas Ekdahl Moisturizer
KnasEkdahl Moisturizer
Value$500
Empress Echosystem
EmpressEchosystem
Value$390
ISP Technologies Decimator II
ISP TechnologiesDecimator II
Value$90
Keeley Compressor Plus
KeeleyCompressor Plus
Value$130
Xotic Effects EP Booster
Xotic EffectsEP Booster
Value$85
Walrus Audio Julianna
Walrus AudioJulianna
Value$240
TC Electronic PolyTune 2 Mini
TC ElectronicPolyTune 2 Mini
Value$70
Chase Bliss Audio Generation Loss MKII
Chase Bliss AudioGeneration Loss MKII
Value$400
TC Electronic Ditto Looper
TC ElectronicDitto Looper
Value$70
JHS Packrat
JHSPackrat
Value$200
Walrus Audio Polychrome
Walrus AudioPolychrome
Value$290
Electro-Harmonix Holy Grail
Electro-HarmonixHoly Grail
Value$70
Chase Bliss Audio Habit
Chase Bliss AudioHabit
Value$340
Jason Moser Ten Years
Jason MoserTen Years
Value$800
EarthQuaker Devices Data Corrupter
EarthQuaker DevicesData Corrupter
Value$180
TC Electronic Hall Of Fame Reverb
TC ElectronicHall Of Fame Reverb
Value$95
Origin Effects Cali76 Compact Bass Compressor
Origin EffectsCali76 Compact Bass Compressor
Value$190
DigiTech Luxe
DigiTechLuxe
Value$100
EarthQuaker Devices Hoof V1
EarthQuaker DevicesHoof V1
Value$120
TC Helicon Duplicator - Vocal Effects Stompbox
TC HeliconDuplicator - Vocal Effects Stompbox
Value$120
Boss RE-2 Space Echo
BossRE-2 Space Echo
Value$199
Meris LVX Modular Delay System Pedal
MerisLVX Modular Delay System Pedal
Value$799

Step 2. Choose what you'd like covered.

Insure your whole rig or just the pieces that matter.

Step 3. Apply in seconds.

Five quick questions. Submit and you're done! Get approved in one business day or less.

AND BEYOND

Manage, share, and insure your collection, all in one place.

ALL GEAR
  • Grand pianos
  • Violins
  • Drum kits
  • Trumpets
  • DJ decks & turntables
  • Guitar pedals
  • Studio monitors
  • PA speakers
  • Lighting consoles
  • Laptops & workstations
  • Vintage synthesizers
  • Upright pianos
  • Violas
  • Snare drums
  • Trombones
  • CDJs & media players
  • Pedalboards
  • Mixing consoles
  • Subwoofers
  • DMX controllers
  • External drives & RAIDs
  • Rare guitars
  • Digital pianos
  • Cellos
  • Cymbals
  • Saxophones
  • DJ mixers
  • Amp heads
  • Recording consoles
  • Stage monitors
  • Fog & haze machines
  • DAW controllers
  • Custom shop instruments
  • Stage pianos
  • Double basses
  • Congas & bongos
  • Flutes
  • Drum machines
  • Combo amps
  • Audio interfaces
  • Power amps
  • Portable recorders
  • Signed memorabilia
  • Keyboards & synths
  • Harps
  • Marimbas
  • Clarinets
  • Samplers
  • Bass amps
  • Microphones
  • Wireless systems
  • Sound modules
  • Tour-worn instruments
  • Modular synths
  • Acoustic guitars
  • Vibraphones
  • French horns
  • Grooveboxes
  • Preamps & DI boxes
  • Ribbon mics
  • In-ear monitor systems
  • Vinyl collections
  • Autographed albums
  • Hammond organs
  • Electric guitars
  • Electronic drum pads
  • Bagpipes
  • MIDI controllers
  • Rack effects
  • Tube mics
  • Speaker processors
  • Concert posters
  • Harpsichords
  • Bass guitars
  • Orchestral percussion
  • Harmonicas
  • Theremins
  • 500-series modules
  • Patch bays
  • Cable snakes
  • Road cases
  • Ukuleles
  • Marching band gear
  • Melodicas
  • Eurorack modules
  • Outboard gear
  • Studio headphones
  • Folk & ethnic instruments
  • Mandolins
  • Sitar & world instruments
  • Leslie speakers
  • Isolation cabinets
  • Banjos
  • Pedal steel guitars
PRICING

$ a year gets you over $ in annual coverage.

For illustration only. Amounts above are estimates based on Instruments & Equipment coverage with a $100 deductible. Policies start at $175/year; your actual premium and coverage depend on your gear, deductible, and application review.

OUR PARTNERS
D'Addario

We've partnered with D'Addario, one of the most respected names in music, to bring Ramble collection and insurance services to over 600,000 Players Circle members.

Accelerant

Ramble's capacity is supported by the Accelerant Risk Exchange, a modern platform that empowers specialty underwriters through advanced analytics and AI-powered insights.

Bolton Street Programs

The Ramble program is administered by Bolton Street Programs, a renowned MGA with decades of experience covering the music industry.

COMPARE

Homeowners & Renters insurance have limitations.

Gear coverage capped at $2,000
Professional use excluded
No coverage outside your home
High deductibles
Tedious itemization and appraisals
Ramblemakes sure you're protected.
Affordable coverage without caps
Professional use fully covered
Global coverage wherever you go
Deductibles as low as $100
Easy management and fast approvals

Built from the ground up with musicians' needs in mind.

FAQ
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