Gear insurance for worship musicians.

The church's property policy covers the church's property, not the volunteer guitarist's Helix rig or the keys player's Nord. Your homeowners or renters policy, meanwhile, hesitates the moment the gear leaves the house weekly and stops entirely if there's a stipend involved. The gear that serves every Sunday is precisely the gear neither policy is built to replace.

Ramble covers your personal gear as its own thing: worldwide, all-risk, at the values you declare, whether it's at church, at home, or in the car between.

A worship leader stipend or staff role is business use as far as a homeowners policy is concerned, and business use is a standard exclusion. Ramble covers professional use outright, so getting paid to serve never weakens your coverage.

Plenty of worship gear stays at church all week, and churches are unfortunately regular theft targets, full of accessible equipment and open doors. Your gear is covered against theft wherever it sits, including at the church, in the van on the youth trip, and at the offsite Christmas Eve service, subject to policy terms.

Photograph your rig or list it, and Ramble's chat uploader identifies everything from the pedalboard down to the in-ears and builds your valued collection. Apply straight from it with an immediate quote and approval in one business day or less. If the church's own gear needs covering too, that's a separate policy for the church, and we make that one just as easy.