Brass instrument insurance.

Brass instruments fail by geometry. A bell is thin metal holding a precise shape, so a stand tip-over, a case dropped at load-in, or a music stand swung at the wrong moment turns into a dent that changes how the horn plays. French horn bells are famously thin and famously expensive to roll back out, and a bent trombone slide can put the instrument out of commission entirely.

Accidental damage from dents, drops, and impacts is covered under a Ramble policy, with a $100 minimum deductible per claim, so a repair bill goes to the insurer instead of eating the month's gig money.

A professional C trumpet runs well into four figures, a handmade horn like a Monette runs five, an Alexander 103 double horn lands north of $10,000, and a professional tuba can quietly pass $30,000 while being the hardest instrument in the section to transport. Declare each instrument's value in your Ramble collection, mouthpieces and mutes included, and update it whenever the market or an appraisal says so; resubmit and only the premium difference is charged or refunded.

Professional use is fully covered, whether the horn works a pit chair, a brass band, a salsa section, or a wedding gig, and coverage is worldwide, including theft from vehicles and the instrument as checked airline baggage. A tuba in a hatchback and a trumpet in an overhead bin are both just Tuesday, and the policy treats them that way.

Photograph your horns or just list them, and Ramble's chat uploader identifies each one and builds your itemized, valued collection. Apply straight from the collection, answer a few quick questions, and your quote appears immediately, with approval in one business day or less. If you'd rather hand it all off, our concierge team will catalog everything for you.