Is my sax covered against dents and drops?

Yes. Accidental damage from dents, drops, and tip-overs is covered, subject to policy terms. Normal wear and tear (pads, corks, lacquer aging) isn't insurable, which is true of any policy.

Can I insure several horns together?

Yes. All your horns and doubles live on one policy, each at its own declared value, managed from a single collection dashboard.

What does Ramble insurance cover?

Ramble provides worldwide, all-risk coverage for musical instruments and related equipment. You're protected against theft, accidental breakage, fire, lightning, water or flood damage, vandalism, damage caused by vehicles, and even mysterious disappearance, subject to policy terms.

How much does Ramble insurance cost?

Policies start at $175 a year. Above that, the premium scales with your collection's total insured value, the deductible you pick, and the mix of gear, since instruments, computer equipment, and general business property are each rated differently. You'll see your exact number during the application, before you pay anything.

What is the deductible?

The policy has a low $100 minimum deductible per claim (not per item). Flood and Earth Movement have a separate deductible equal to 5% of the item value.

How do I get a quote, and how long does it take?

First you catalog your gear, by uploading photos, typing or talking through what you own, or dropping in a spreadsheet. Then you start an application, pick the items you want covered, and answer a short form. Your quote appears immediately, and you can pay right there. Most applications are approved in one business day or less.

Saxophone insurance.

Saxophone insurance covers your horns against dents, drops, theft, and loss worldwide, and at Ramble it starts at $175 a year. One policy covers vintage Selmers, modern pro horns, and the doubles you carry to every gig, and the application takes minutes.

Price: From $175 a year, plus a $10 fee
Deductible: $100 per claim, not per item
Coverage: Worldwide, all-risk, professional use included
Approval: One business day or less
Claims: Paid by check online as fast as 24–48 hours after approval

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01 THE RISK

A horn player's risk profile.

A saxophone lives in motion, hauled up subway stairs, across bandstands, and in and out of taxi trunks. The losses that actually happen are transit losses, like a dent from a stand tip-over, a horn stolen from the car between the rehearsal and the hit, or a case that comes off the carousel wrong. All of it is covered, from accidental damage and theft (including from vehicles) to checked-baggage losses and even mysterious disappearance, subject to policy terms.

02 VINTAGE

Mark VI economics.

The vintage horn market is real money. Selmer built the Mark VI for just two decades (1954 to 1974), Coltrane and half the great section players of the era played one, and good examples have appreciated ever since. Insure yours at its declared value, not a depreciation-table guess, and update that value in your Ramble collection whenever the market moves; resubmit and only the premium difference gets charged or refunded.

03 DOUBLERS

The whole case of horns, one policy.

Working reed players rarely carry one horn; the case holds alto and tenor, flute and clarinet doubles, and a bag of mouthpieces that cost more than people would believe. Every piece lives in your Ramble collection at its own value, on one policy, with one $100 minimum deductible per claim.

04 ON THE GIG

Pit, club, and tour coverage.

Coverage is worldwide and professional use is fully covered, from the pit chair and the club date to the cruise ship contract and the tour. Photograph or list your horns, let the chat uploader catalog them, and apply straight from your collection with an immediate quote.

FAQ