Saxophone insurance for horns that work, from vintage Selmers to modern pro horns and the doubles you carry to every gig. All-risk, worldwide coverage from $175/yr, with the whole application done in minutes.
H4n Pro
OP-1 field
Bassman '64
Les Paul Black Beauty
TR-808
TD-3
A saxophone lives in motion, hauled up subway stairs, across bandstands, and in and out of taxi trunks. The losses that actually happen are transit losses, like a dent from a stand tip-over, a horn stolen from the car between the rehearsal and the hit, or a case that comes off the carousel wrong. All of it is covered, from accidental damage and theft (including from vehicles) to checked-baggage losses and even mysterious disappearance, subject to policy terms.
The vintage horn market is real money. Selmer built the Mark VI for just two decades (1954 to 1974), Coltrane and half the great section players of the era played one, and good examples have appreciated ever since. Insure yours at its declared value, not a depreciation-table guess, and update that value in your Ramble collection whenever the market moves; resubmit and only the premium difference gets charged or refunded.
Working reed players rarely carry one horn; the case holds alto and tenor, flute and clarinet doubles, and a bag of mouthpieces that cost more than people would believe. Every piece lives in your Ramble collection at its own value, on one policy, with one $100 minimum deductible per claim.
Coverage is worldwide and professional use is fully covered, from the pit chair and the club date to the cruise ship contract and the tour. Photograph or list your horns, let the chat uploader catalog them, and apply straight from your collection with an immediate quote.

Ramble protects against theft, loss, accidental breakage, vandalism, fire, flood, earthquakes, and more.
Your equipment is automatically covered anywhere in the world—at home, in the studio, on the road, as checked airline baggage, or when being shipped.
We cover any instrument you can imagine, plus recording gear, consoles, mics, sound and lighting equipment, cameras, computers, cables, and more.
Our team is always here to help. Real support when you need it, reachable by email or phone—and we know how to pronounce Moog.
Snap photos, drop us a spreadsheet, or just describe what you've got! We'll identify everything and build out your collection in no time.
Insure your whole rig or just the pieces that matter.
Five quick questions. Submit and you're done! Get approved in one business day or less.
Rare instruments, a full studio, a touring rig — if your collection needs white-glove handling, our concierge team will catalog everything for you and walk you through coverage personally.
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For illustration only. Amounts above are estimates based on Instruments & Equipment coverage at your selected deductible. Deductible is per claim, not per instrument. Policies start at $175/year; your actual premium and coverage depend on your gear, deductible, and application review.
we do not cover any musical instrument or related equipment used in any business pursuit, profession, or while played for compensation, regardless of how often
for property used or intended for use in a business while on the residence premises, the maximum amount payable in any one loss is $1,500, including instruments held for delivery after sale
we cover only physical loss caused by a peril listed in this policy, such as fire, theft, or vandalism; accidental breakage from drops or impact is not included
for property used in a business while away from the residence premises, the maximum we will pay is $200 per occurrence regardless of the actual value of the items lost
theft of property while at any other residence, in transit, or away from the residence premises is not covered, including loss from an unattended vehicle without visible evidence of forced entry
flood, including but not limited to surface water, waves, tidal water, or overflow of any body of water, is not covered under this policy regardless of cause
earth movement of any type, including earthquake, volcanic eruption, landslide, or sinkhole, is not covered, regardless of how it occurs
in the event of a covered loss, we will pay no more than the actual cash value of the property less depreciation, and not the cost to replace the item with new
the deductible applicable to any one loss is $1,000, which shall be subtracted from any amount we would otherwise pay you
for electronic data processing equipment, including computers, audio interfaces, and recording or storage media, the maximum payable in any one loss is $5,000 regardless of the actual replacement cost
coverage above the standard sub-limit requires a current professional appraisal updated within the last five years; without one, the standard sub-limit applies
we do not cover any loss where the cause of the loss cannot be identified, including property that has simply disappeared from a known place
We've partnered with D'Addario, one of the most respected names in music, to bring Ramble collection and insurance services to over 600,000 Players Circle members.
Ramble's capacity is supported by the Accelerant Risk Exchange, a modern platform that empowers specialty underwriters through advanced analytics and AI-powered insights.

The Ramble program is administered by Bolton Street Programs, a renowned MGA with decades of experience covering the music industry.