Cello insurance.
Cello insurance covers your cello against damage, theft, and loss worldwide, including as checked airline baggage, in a seat of its own, and in rehearsal spaces that aren't yours; at Ramble it starts at $175 a year. The coverage is all-risk and follows the instrument wherever it goes.
- Price
- From $175 a year, plus a $10 fee
- Deductible
- $100 per claim, not per item
- Coverage
- Worldwide, all-risk, professional use included
- Approval
- One business day or less
- Claims
- Paid by check online as fast as 24–48 hours after approval


01 TRANSIT
The cello transit problem.
No instrument travels worse than a cello. It's too big to hide, too fragile to check casually, and too valuable to relax about. Cellists live in a permanent negotiation with airlines, elevators, and back seats, buying extra seats when they can and trusting the flight case when they can't.
Ramble's coverage travels with the instrument through all of it: as checked baggage, in the extra seat, in the car, in the borrowed rehearsal space, and everywhere between, worldwide and automatically.
02 DAMAGE
Soundpost cracks and seam splits.
Cello damage is rarely dramatic. More often it's a bump at the wrong angle that turns into a soundpost crack, or a fall that opens a seam. Accidental damage like this is covered, with a $100 minimum deductible per claim.
Repairs on fine string instruments also leave a permanent mark on value: a cello with a repaired crack sells for less than the same cello without one, even after flawless work. Ramble's diminished value coverage pays the difference between the pre-loss value and the post-repair market value, subject to policy terms.
03 VALUES
Value it right, update it any time.
A good cello and a good bow together can reach the price of a car, and their market moves. Declare each piece's value in your Ramble collection (cello, bows, case) and update those values whenever an appraisal or the market says so, then resubmit; only the premium difference is charged or refunded.
04 OUTGROWN
Why cellists outgrow homeowners riders fast.
A rider that looked fine for a student instrument breaks down quickly: the value outgrows the endorsement, orchestra work triggers business-use questions, and travel exposes off-premises limits. A cellist's actual life (pit work, festivals, teaching, flights) is what dedicated inland marine coverage is built for, and what Ramble covers as the default, not the exception.
FAQ
Common questions
Yes. Coverage is worldwide and includes your cello as checked airline baggage, as a carry-on with its own seat, and while being shipped.
Covered. Your coverage follows the instrument, not an address: borrowed rehearsal rooms, halls, and teaching studios included.
Yes. If a covered loss puts your cello in the shop, rental reimbursement covers a substitute at up to $2,500 a day (up to $25,000 per occurrence), with no deductible on the reimbursement.
Related
Coverage for every setup.
- Flying with music gearOn US airlines, an instrument that fits the overhead bin flies with you if there's room when you board, and bigger ones can have a seat or be checked. Here's how each kind of gear travels, what each airline allows, the battery rules, and when to ship instead.
- Stolen gearReport it to the police in the city where it was stolen and get the serial numbers onto the report. Then tell the venue, the marketplaces, the pawn shops and your insurer.
- Music gear insuranceMusic gear insurance for musicians. Cover instruments and equipment worldwide against theft, loss, and accidental damage. Apply in minutes with Ramble.
- Violin insuranceViolin insurance for students, orchestral players, and collectors. All-risk worldwide coverage for violins and bows with a simple $100 deductible.
- Double bass insuranceDouble bass insurance from $175/yr with a $100 deductible. Flights, doorways, and bandstands covered worldwide for carved and hybrid basses.
- Orchestra & ensemble insuranceInstrument insurance for orchestras and ensembles: one itemized collection, no routine appraisals, and a concierge team that catalogs it for you.
Get a quote in minutes.
Ramble policies start at $175 a year, plus a $10 fee, and approval takes one business day or less.










































































