Are vintage synths covered at appreciated value?

Yes. You declare each synth's current market value and can update it any time; coverage follows the value you set, not a depreciation table.

Is my synth covered at a gig or in the van?

Yes. Coverage is worldwide and includes theft from vehicles and trailers, accidental damage at the venue, and transit between shows.

What does Ramble insurance cover?

Ramble provides worldwide, all-risk coverage for musical instruments and related equipment. You're protected against theft, accidental breakage, fire, lightning, water or flood damage, vandalism, damage caused by vehicles, and even mysterious disappearance, subject to policy terms.

How much does Ramble insurance cost?

Policies start at $175 a year. Above that, the premium scales with your collection's total insured value, the deductible you pick, and the mix of gear, since instruments, computer equipment, and general business property are each rated differently. You'll see your exact number during the application, before you pay anything.

What is the deductible?

The policy has a low $100 minimum deductible per claim (not per item). Flood and Earth Movement have a separate deductible equal to 5% of the item value.

How do I get a quote, and how long does it take?

First you catalog your gear, by uploading photos, typing or talking through what you own, or dropping in a spreadsheet. Then you start an application, pick the items you want covered, and answer a short form. Your quote appears immediately, and you can pay right there. Most applications are approved in one business day or less.

Synthesizer insurance.

Synthesizer insurance covers your synths at the value you declare against theft, spills, drops, and damage on the road, anywhere in the world, and at Ramble it starts at $175 a year. Ramble covers vintage polys, workstations, and boutique analog, and you can update a synth's value as the market moves.

Price: From $175 a year, plus a $10 fee
Deductible: $100 per claim, not per item
Coverage: Worldwide, all-risk, professional use included
Approval: One business day or less
Claims: Paid by check online as fast as 24–48 hours after approval

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01 THE BLIND SPOT

The fastest-appreciating gear nobody insures right.

Vintage synthesizers have become collectibles; a Jupiter-8 or a CS-80 now trades like a vintage guitar. Yet most of them are "insured" under a renters policy that covers them only for named causes such as theft and fire, and that typically caps musical instruments at around $2,000 unless you add a rider. If you play for pay, the cap on that gear is often lower, as little as $200 to $1,500 away from home.

Ramble insures each synth at its declared value on an all-risk, worldwide policy, from $175 a year.

02 UPDATING VALUES

Declare a value and update it as the market moves.

Synth values move fast; the Prophet-5 was the first fully programmable polyphonic synth in 1978, and clean early units now trade for multiples of their original price. When the market reprices yours, update its declared value in your collection and resubmit; you're only charged or refunded the difference. Sell a piece to fund the next one, remove it from your collection, and the unused coverage comes back as a pro-rated refund.

03 REAL RISKS

Studio-to-stage coverage.

Synths die from specific things, like a drink across the panel, a drop off the stand at load-out, or a van break-in after the show. The policy covers accidental damage, theft (including from vehicles), fire, and water damage, at home, in the studio, and anywhere the gig takes the rig.

04 GETTING COVERED

The uploader knows its synths.

Photograph your boards, paste in a list, or just tell the chat uploader what's on the shelf. It identifies each piece, researches values, and builds your itemized collection; apply straight from it and the quote is immediate, all in one sitting.

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