Drum kit insurance that survives load-in. Shells, snares, cymbals, and hardware live in trailers, backlines, and stages. Ramble covers the whole kit worldwide against theft, damage, and transit disasters.
H4n Pro
OP-1 field
Bassman '64
Les Paul Black Beauty
TR-808
TD-3
A drummer's gear does more miles than anyone else's on the bill, in more cases, through more doorways, in and out of more vans. And the van or trailer parked outside the venue overnight is the single most notorious loss scenario in live music. Trailers full of drums vanish; it's practically a genre of tour story.
Ramble covers theft from vehicles and trailers explicitly, along with theft from venues, storage units, and home. If the tour vehicle catches fire with the gear inside, that's a covered claim too.
Drum gear appreciates like any other vintage market. A Ludwig Black Beauty or a Slingerland Radio King is a genuine collector's piece, and it deserves declared-value coverage rather than a homeowners guess. Each drum, cymbal, and piece of hardware lives in your Ramble collection at its own value, updated whenever the market or your inventory changes.
Coverage is worldwide and follows the kit: in the trailer between cities, in the storage unit between tours, checked as baggage for the fly date, or on the backline at the festival. A $100 minimum deductible applies per claim, not per drum, so one bad night at load-out is one deductible.
Photograph the kit and hardware, send a list, or just describe it, and Ramble's chat uploader itemizes and values everything for you. No listing every lug and clamp on a form; apply straight from the collection and the quote is immediate. And if cataloging thirty pieces of shells, cymbals, and hardware sounds like one more load-in, our concierge team will do the whole thing for you.

Ramble protects against theft, loss, accidental breakage, vandalism, fire, flood, earthquakes, and more.
Your equipment is automatically covered anywhere in the world—at home, in the studio, on the road, as checked airline baggage, or when being shipped.
We cover any instrument you can imagine, plus recording gear, consoles, mics, sound and lighting equipment, cameras, computers, cables, and more.
Our team is always here to help. Real support when you need it, reachable by email or phone—and we know how to pronounce Moog.
Snap photos, drop us a spreadsheet, or just describe what you've got! We'll identify everything and build out your collection in no time.
Insure your whole rig or just the pieces that matter.
Five quick questions. Submit and you're done! Get approved in one business day or less.
Rare instruments, a full studio, a touring rig — if your collection needs white-glove handling, our concierge team will catalog everything for you and walk you through coverage personally.
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For illustration only. Amounts above are estimates based on Instruments & Equipment coverage at your selected deductible. Deductible is per claim, not per instrument. Policies start at $175/year; your actual premium and coverage depend on your gear, deductible, and application review.
we do not cover any musical instrument or related equipment used in any business pursuit, profession, or while played for compensation, regardless of how often
for property used or intended for use in a business while on the residence premises, the maximum amount payable in any one loss is $1,500, including instruments held for delivery after sale
we cover only physical loss caused by a peril listed in this policy, such as fire, theft, or vandalism; accidental breakage from drops or impact is not included
for property used in a business while away from the residence premises, the maximum we will pay is $200 per occurrence regardless of the actual value of the items lost
theft of property while at any other residence, in transit, or away from the residence premises is not covered, including loss from an unattended vehicle without visible evidence of forced entry
flood, including but not limited to surface water, waves, tidal water, or overflow of any body of water, is not covered under this policy regardless of cause
earth movement of any type, including earthquake, volcanic eruption, landslide, or sinkhole, is not covered, regardless of how it occurs
in the event of a covered loss, we will pay no more than the actual cash value of the property less depreciation, and not the cost to replace the item with new
the deductible applicable to any one loss is $1,000, which shall be subtracted from any amount we would otherwise pay you
for electronic data processing equipment, including computers, audio interfaces, and recording or storage media, the maximum payable in any one loss is $5,000 regardless of the actual replacement cost
coverage above the standard sub-limit requires a current professional appraisal updated within the last five years; without one, the standard sub-limit applies
we do not cover any loss where the cause of the loss cannot be identified, including property that has simply disappeared from a known place
We've partnered with D'Addario, one of the most respected names in music, to bring Ramble collection and insurance services to over 600,000 Players Circle members.
Ramble's capacity is supported by the Accelerant Risk Exchange, a modern platform that empowers specialty underwriters through advanced analytics and AI-powered insights.

The Ramble program is administered by Bolton Street Programs, a renowned MGA with decades of experience covering the music industry.