Is my kit covered in the trailer overnight?

Yes. Theft from vehicles and trailers is covered. If something happens, the claims team walks through the details with you.

Are cymbals covered against cracking?

Accidental damage is covered; a cymbal cracked in a drop or transit accident is a claim. Gradual wear and tear from normal playing isn't insurable, which is true of every policy on the market.

What does Ramble insurance cover?

Ramble provides worldwide, all-risk coverage for musical instruments and related equipment. You're protected against theft, accidental breakage, fire, lightning, water or flood damage, vandalism, damage caused by vehicles, and even mysterious disappearance, subject to policy terms.

How much does Ramble insurance cost?

Policies start at $175 a year. Above that, the premium scales with your collection's total insured value, the deductible you pick, and the mix of gear, since instruments, computer equipment, and general business property are each rated differently. You'll see your exact number during the application, before you pay anything.

What is the deductible?

The policy has a low $100 minimum deductible per claim (not per item). Flood and Earth Movement have a separate deductible equal to 5% of the item value.

How do I get a quote, and how long does it take?

First you catalog your gear, by uploading photos, typing or talking through what you own, or dropping in a spreadsheet. Then you start an application, pick the items you want covered, and answer a short form. Your quote appears immediately, and you can pay right there. Most applications are approved in one business day or less.

Drum kit insurance.

Drum kit insurance covers your shells, snares, cymbals, and hardware against theft and damage worldwide, including theft from vans, trailers, and storage units, and at Ramble it starts at $175 a year. The kit is covered on stage, in the trailer, and through every load-in.

Price: From $175 a year, plus a $10 fee
Deductible: $100 per claim, not per item
Coverage: Worldwide, all-risk, professional use included
Approval: One business day or less
Claims: Paid by check online as fast as 24–48 hours after approval

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01 THE EXPOSURE

Nobody moves more gear more often.

A drummer's gear does more miles than anyone else's on the bill, in more cases, through more doorways, in and out of more vans. And the van or trailer parked outside the venue overnight is the single most notorious loss scenario in live music. Trailers full of drums vanish; it's practically a genre of tour story.

Ramble covers theft from vehicles and trailers explicitly, along with theft from venues, storage units, and home. If the tour vehicle catches fire with the gear inside, that's a covered claim too.

02 COLLECTIONS

Vintage snares are a real collection.

Drum gear appreciates like any other vintage market. A Ludwig Black Beauty or a Slingerland Radio King is a genuine collector's piece, and it deserves declared-value coverage rather than a homeowners guess. Each drum, cymbal, and piece of hardware lives in your Ramble collection at its own value, and you can update it whenever the market or your inventory changes.

03 IN TRANSIT

Trailer, van, and storage-unit coverage spelled out.

Coverage is worldwide and follows the kit: in the trailer between cities, in the storage unit between tours, checked as baggage for the fly date, or on the backline at the festival. A $100 minimum deductible applies per claim, not per drum, so one bad night at load-out is one deductible.

04 GETTING COVERED

One photo session covers the whole kit.

Photograph the kit and hardware, send a list, or just describe it, and Ramble's chat uploader itemizes and values everything for you. No listing every lug and clamp on a form; apply straight from the collection and the quote is immediate. And if cataloging thirty pieces of shells, cymbals, and hardware sounds like one more load-in, our concierge team will do the whole thing for you.

FAQ